Skip to main content

Vehicle Loans

Enjoy the ride

Auto Loans

Guarding you from paying too much!

We'll Beat your Rate by up to 1%2

Refinance a new or used automobile with Guardians and we'll Beat the Rate you've been offered, or are already paying, elsewhere by up to 1%2.

Your automobile is both a major investment as well as an important part of your everyday life. That is why Guardians CU not only gives you a great rate, we also make buying and protecting your automobile as easy and inexpensive as possible. We offer a well trained staff to assist you in making the best decisions possible throughout the entire process with a full range of services including:

  • Quick and easy pre-approvals
  • No application fee
  • Rates as low as 5.45% APR1 for both new and used vehicles
  • Terms up to 84 months
  • Peace of mind policies to protect your purchase
  • Extended warranties
  • Automatic payments for your convenience
  • Rate discounts available based on terms and conditions

1Annual percentage rate. Rates, terms and conditions are subject to change without notice. Rate based on credit worthiness. Rates range from 5.45% APR–17.89% APR. Payment example: 24 payments of $44.07 per $1,000 borrowed based upon a 5.45% APR.

2Beat the Rate is for refinancing of consumer vehicle loans only. Eligibility requirements apply. In no event will the refinanced APR be below 5.49%, unless the rate assigned is for a term of 24 or 36 months and issued to a tier 1 borrower, for which the standard rate for these terms applies. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member.

RV Loans

The great outdoors are waiting—let Guardians CU help you take the first step on your adventure!

With our RV loans, you can receive an affordable, fixed-rate loan, for the length of time you need (up to 240 months ). So pick out that new or used motor home, camper or trailer and get ready to hit the road! Benefits of Guardians CU's RV financing include:

  • Quick and easy pre-approvals
  • No application fee
  • Rates as low as 6.00% APR1 for both new and used RVs
  • Terms up to 240 months
  • Automatic payments for your convenience
  • Peace of mind policies to protect your purchase
  • Rate discounts available based on terms and conditions

Motorcycle/ATV Loans

When the open road calls, answer it in style.

There are lots of styles of motorcycles that can help you become a road warrior, a custom enthusiast, or a die-hard classics rider. If you've got a motorcycle or ATV in mind, Guardians CU's got the financing. We offer:

  • Quick and easy pre-approvals
  • No application fee
  • Rates as low as 6.50% APR1 for both new and used motorcycles
  • Terms up to 84 months
  • Peace of mind policies to protect your purchase
  • Extended warranties
  • Automatic payments for your convenience
  • Rate discounts available based on terms and conditions

Boat Loans

Get ready to sail away with an affordable boat loan from Guardians CU!

Whether your dream is to speed through the waves or just fish on quiet still waters, Guardians CU will get you there! Our low-rate boat loans are easy on your wallet, so you can leave life's hassles on shore. Benefits of Guardians CU's boat financing:

  • Quick and easy pre-approvals
  • No application fee
  • Rates as low as 6.00% APR1 for both new and used boats
  • Terms up to 240 months
  • Automatic payments for your convenience
  • Peace of mind policies to protect your purchase
  • Rate discounts available based on terms and conditions